Quantum Advisory Group LLC · Medicare 2026

Original Medicare or Medicare Advantage?

Answer 4 quick questions and we'll point you toward the option that tends to fit your situation - explained in plain English, no jargon. Takes about 60 seconds.

Quick answer

Original Medicare (+ a Medigap supplement) gives you nationwide provider freedom with no built-in cap on your share of costs. Medicare Advantage bundles your coverage into a network plan with a mandatory annual out-of-pocket cap ($9,250 in-network for 2026) and often a $0 monthly premium. The right fit depends on how you travel, what you prioritize, your health outlook, and your budget.